Raise seed capital from the community that already believes in your business.
Crowpay helps startups, farmers, manufacturers and micro-businesses raise early-stage capital on WhatsApp. Publish a business profile, share it, and every shilling lands in a verified, self-updating ledger.
From business idea to funded, in the open
Six steps. Zero manual updates. Your capital raise is generated from verified transactions — always.
Build your business profile
Logo, founder, stage, mission and what the capital is for — in minutes.
Break down use of funds
Show supporters exactly how each shilling is allocated: stock, equipment, land, marketing.
Share on WhatsApp
A short link, poster and QR code your customers and community can pass on.
Supporters back you
M-Pesa, card or bank. No account needed — capital in from any phone.
Every shilling is verified
Crowpay confirms each transaction with the payment provider before it hits the ledger.
Post business updates
Milestones and progress go out to supporters on WhatsApp automatically.
Your capital raise, right where your customers already are.
Supporters type STATUS for live funding progress, BUSINESS for the profile, or MY SUPPORT for their own total. Every confirmed M-Pesa payment sends a receipt and updates the ledger — automatically.
- Live funding progress on demand
- Business updates pushed to supporters
- Individual receipts sent on WhatsApp
- Milestone alerts (25%, 50%, 100% funded)
Receipt: CP-142389
One platform, every kind of seed capital raise
Agriculture & agribusiness
Seed, inputs, irrigation, cold storage — raise a season's working capital from your buyers.
Inventory & stock
Shops and distributors raising capital to buy stock in bulk at better margins.
Manufacturing & processing
Millers, fabricators and processors funding machinery and production lines.
Startup launch
Early-stage founders raising the first capital to build, test and ship.
Equipment & tools
Boda fleets, salons, workshops and kitchens funding the equipment that earns.
Expansion & new branches
Proven micro-businesses opening a second location or new product line.
A serious ledger for serious capital
Real-time capital ledger
Every verified payment updates your raise instantly across all devices.
Trusted & transparent
Secured business data, signed payment webhooks, immutable audit trail.
Supporter receipts
Receipts by WhatsApp, email or in-app — a record for every supporter.
Pledge management
Track who pledged, who paid, and follow up with those still to send.
Business updates
Milestones, 25/50/100% funding alerts and progress posts — founders choose.
Founder analytics
Supporter trends, payment methods and use-of-funds progress at a glance.
See which businesses are raising right now
MedicalDavid Muthui Medication
Manufacturing VerifiedElgon Millers — Maize Milling Plant
Fashion ProductionMachakos Fashion House — Production Studio
Free to start. Scale when you're ready.
For first-time and micro-business raises.
- Unlimited supporter payments
- Business profile & WhatsApp link
- Real-time capital ledger
- Standard payment fees
For businesses raising seriously.
- Everything in Free
- Automated WhatsApp business updates
- Pledges & reminders
- Founder analytics
- Supporter receipts
For cooperatives, SACCOs and accelerators.
- Multi-business accounts
- Verified business badge
- Team roles & approvals
- Priority support
- Custom fees
Everything you need to know
Do supporters need a Crowpay account?+
No. They back a business via M-Pesa or card from a link. Their support is added to the ledger automatically.
Is this equity or a loan?+
Neither. Supporters back a business with community capital — no shares, no interest, no repayment schedule. Founders can offer appreciation rewards like early access or discounts.
How does the automatic ledger work?+
Every payment provider confirmation goes through our signed webhook. Only verified transactions update the ledger — founders can never edit successful payments.
Can support be anonymous?+
Yes. Supporters choose to appear by name or as Anonymous. Founders still see the full record for accountability.
When can I withdraw the capital?+
As soon as payments clear. Approved withdrawals settle to your M-Pesa or bank account, subject to platform limits.
Is Crowpay affiliated with WhatsApp?+
No. Crowpay integrates with the WhatsApp Business Platform to send business updates and receipts. WhatsApp is a trademark of Meta.
Your capital raise, on autopilot.
Join the startups, farmers and micro-businesses already raising seed capital on Crowpay.